What Is a Good Credit Score in Canada?

Credit score ranges in Canada and what lenders tend to look for.

Disclosure: Some links are sponsored. If you try a sponsored service, such as Borrowell, we may earn a commission.

The range

Canadian scores generally run 300 to 900.

Good vs excellent

Many sources describe scores in the upper 600s and above as good, and the high 700s and above as very good or excellent, but each lender sets its own criteria.

Focus on habits

On-time payments and low utilization matter more than chasing a specific number.

Want the full guide? Read the main guide. There's also an optional printable bonus, which unlocks after you try a sponsored app or offer. Unlock the bonus (sponsored).

← Back to the main guide